Lou Mortillaro: I started my career in mortgage banking in a finance leadership role, where secondary marketing activity had a major influence on every financial decision I made. That industry is extremely sensitive to interest rate movement, and even small changes can impact valuations, hedging outcomes, securitisation, and the value of servicing assets. I grew up professionally in an environment where rate movement shows up in the P&L immediately, not theoretically.
"Part of my job is to make sure these companies meet their liquidity needs, satisfy financial security requirements, and invest their assets responsibly."
For the past seven years, I have been the Chief Financial Officer (CFO) at Dealer Owned Warranty Company (DOWC). I oversee finance, data, and the technology that supports more than 300 small insurance captives across multiple states and foreign domiciles.
Part of my job is to make sure these companies meet their liquidity needs, satisfy financial security requirements, and invest their assets responsibly.
I am not an economist. I am simply a practical, data-driven operator trying to put money in the right place for real businesses.
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